Alternative Risk Programs
Programs are for individual businesses & associations in any industry!
Typically, $1,00,000,000 or more in standard premium (first dollar coverage) for one line of coverage.
$1 million of more for multiple (typically casualty) coverages to be included:
- Client interested in or is now assuming a portion of own losses
- Client desires self-insurance but requires a policy
- Client intrigued by the owned or non-owned captive insurance concept.
WE'D LIKE TO HELP
Alternative Risk Transfer often referred to as (ART)
In addition, a number of approaches involve funding risk transfer, often within the structures of the traditional reinsurance market. Captive insurance companies are formed by firms and re/insurers to receive premiums that are generally held and invested as a "funded" layer of insurance for the parent company
Segregated Cell Captive
Those insured’s who want to assume significant retentions through a large deductible or SIR may do so through our Sgergated Cell facility in Bermuda.
Highly customized to satisfy the traditional large deductible obligations
Budget stability
Large Deductible Reimbursement Policy
Alternative Risk Transfer
How Do You and Your Client Benefit?
A program for business benefits
Employee Benefits Program
Segregated Cell Bermuda
Universal Risk Intermediaries, Inc. (UniRisk) and its affiliated Bermuda insurance company is offering a method with a segregated cell for our clients to insure the HealthCare benefits of its clients.
Program Business Development
Generate More Revenues & Profits With Your Own MGA!
You have a profitable book of business that you control. Your carrier(s) have been reaping the underwriting & investment income.
