Alternative Risk Programs
Typically, $1,00,000,000 or more in standard premium (first dollar coverage) for one line of coverage.
$1 million of more for multiple (typically casualty) coverages to be included:
- Client interested in or is now assuming a portion of own losses
- Client desires self-insurance but requires a policy
- Client intrigued by the owned or non-owned captive insurance concept.
Alternative Risk Transfer often referred to as (ART)
Segregated Cell Captive
Highly customized to satisfy the traditional large deductible obligations
Large Deductible Reimbursement Policy
Employee Benefits Program
Universal Risk Intermediaries, Inc. (UniRisk) and its affiliated Bermuda insurance company is offering a method with a segregated cell for our clients to insure the HealthCare benefits of its clients.
Program Business Development
You have a profitable book of business that you control. Your carrier(s) have been reaping the underwriting & investment income.