UniRisk has developed a plan for a Professional/Medical/General Liability Program – Uni-Med.
This plan focuses on those insured’s that are able to assume a significant amount of risk. All policy limits will be fully funded into Capital Security Ltd which is a multi-line insurance company in Bermuda.
Capital Security Ltd is regulated by the Bermuda Monetary Authority.
Features/benefits of base form:
Insuring agreement Professional liability insurance General liability insurance - occurrence Medical expense Fire damage Employee benefit liability Evacuation cost reimbursement Legal/media cost reimbursement Tenants liability Beautician/barber coverage · Personal/advertising injury · Products-completed operations hazard · Incident reporting sensitive form
Each insuring agreement provides separate towers
| Each insuring agreement provides separate towers | General liability coverage – claims made basis | Defense outside (capped) |
| Punitive and exemplary damages covered | Patient loss of property | Hired and non-owned auto liability |
| Sexual misconduct coverage endorsement | Separate limits for administrators | Terrorism coverage endorsement |