UniRisk has developed a plan for a Professional/Medical/General Liability Program – Uni-Med.
Features/benefits of base form:
Insuring agreement Professional liability insurance General liability insurance - occurrence Medical expense Fire damage Employee benefit liability Evacuation cost reimbursement Legal/media cost reimbursement Tenants liability Beautician/barber coverage · Personal/advertising injury · Products-completed operations hazard · Incident reporting sensitive form
Each insuring agreement provides separate towers
|Each insuring agreement provides separate towers||General liability coverage – claims made basis||Defense outside (capped)|
|Punitive and exemplary damages covered||Patient loss of property||Hired and non-owned auto liability|
|Sexual misconduct coverage endorsement||Separate limits for administrators||Terrorism coverage endorsement|